EARN POINTS

Earn your way to rewards

Every time you use your card for eligible purchases, you’ll earn Altitude Rewards points automatically. These add up over time, and can be redeemed for a range of rewards1. Choose from a wide range of rewards, from fashion and homewares, to tech gadgets and travel1. You can treat yourself to something now, or save points up for a big splurge – it’s up to you.

Personal cards

Unlike some other rewards programs, with Altitude Rewards your points will not expire while you are an Altitude cardholder.

Westpac Altitude Platinum Westpac Altitude Black

Earning points

With Altitude’s Personal cards, you can earn points on most day-to-day expenses, from a bag of groceries to a new outfit or tank of petrol. These points can be redeemed for a range of rewards, from retail vouchers to hotel stays. You can also transfer your points to a selection of airline partners2.

Plus, you can also nominate one additional cardholder attached to your account which can help you earn points even faster.

Earn points faster

Altitude Black and Platinum Cards offer Accelerated Earn3 & 4, this means you can earn more reward points per dollar spent on eligible purchases when you shop with our selected partners5. Another way to earn more points for your everyday spend.

Altitude Black
6
points

Earn 6 points per dollar spent with selected airlines3.

2
points

Earn 2 points per dollar spent at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and UberEats4.

1.25
points

On all other eligible purchases+.

Altitude Platinum
3
points

Earn 3 points per dollar spent with selected airlines3.

2
points

Earn 2 points per dollar spent: overseas and with Spotify Premium, Airbnb, Uber and Uber Eats plus overseas transactions4.

1
point

On all other eligible purchases+.

Business cards

Unlike some other rewards programs, with Altitude Rewards your points will not expire while you are an Altitude cardholder.

Altitude Business Platinum Altitude Business Gold

How to start earning points

With Altitude’s Business cards, you can earn points on most work-related expenses – even your bills and government payments1. These points can be redeemed for a range of rewards, from gifts for your clients, to flights and hotel stays for your business1. You can also transfer your points to a selection of airline partners2.

Plus, you can have two cardholders earning points for one account, which means you can earn points even faster1.

Eligible purchases1 Points earned Per $1 spent on eligible purchases1
Altitude Business6, Altitude Business Gold6 1
Altitude Business Platinum*
  • Purchases from Australian merchants
  • Purchases from overseas merchants
  • Government Payments
  • 1
  • 2
  • 0.5

Things you should know

  • 1. The earning and redemption of Altitude Points is subject to the Westpac Altitude Terms and Conditions or the Westpac Altitude Business Rewards Terms and Conditions. The terms and conditions outline which purchases are eligible for points and the circumstances when you will not earn points, including when your account is overdue. For personal cards, purchases or payments to a local, state or federal government entity or government related agency are also not eligible to earn points.
  • 2. The Altitude Terms and Conditions or the Altitude Business Rewards Terms and Conditions and the relevant frequent flyer program to redeem Altitude points for frequent flyer points and a joining fee may apply. The Altitude Terms and Conditions and relevant frequent flyer program terms and conditions apply. Reward flights may be limited and points may be subject to expiry once transferred.
  • 3. Accelerated Earn - Flights: Applies for the first $10,000 spent on flights per calendar month, then reverts to the Purchase earn rate for each $1 spent thereafter. Only applies to flights purchased directly with the participating airlines using your Altitude Black or Altitude Platinum Mastercard. Excludes flights not purchased directly with the participating airlines in Australia, for example flights purchased through a travel agent, online aggregators, or other airlines such as a code-share etc. Participating airlines are subject to change. Visit Altitude Black or Altitude Platinum to see participating airlines.
  • 4. Accelerated Earn - Shop, Stream, Ride and Stay: Applies only to domestic spend made in Australian dollars or any other currency (and converted to Australian dollars) using your card account with a Merchant who is located in Australia. Participating merchants are subject to change. Visit Altitude Black or Altitude Platinum to see participating merchants.
  • 5. Find out more information about our latest merchant Accelerated Earn Partners for Altitude Black or Altitude Platinum.
  • 6. Please note that some Altitude Business Gold and Altitude Business Platinum merchant transactions attract a lower points earn rate, refer to Altitude Business Rewards Terms and Conditions for further details.